Mortgage tools
Mortgage calculators
Yes, you can work out the key numbers before you speak to a lender. These free calculators give you an indicative starting point, and a Mortgage One adviser can then turn the figure into a lender shortlist built around your case.
Foreign currency mortgage borrowing calculator See an indicative UK borrowing range on income paid in a foreign currency, from a cautious lender to a generous specialist. Open calculator Self-employed mortgage calculator See an indicative UK borrowing range when you are self-employed, for sole traders, partnerships and company directors at 4.5 to 5 times income. Open calculator Limited company buy-to-let calculator See an indicative limited company buy-to-let borrowing range from your rent, on a 125% cover basis, with a 75% loan to value cross-check. Open calculator Guarantor and JBSP mortgage calculator See how much more you could borrow when a family helper or guarantor is added on a Joint Borrower Sole Proprietor (JBSP) basis, at 4.5 to 5 times combined income. Open calculator Remortgage calculator See what you could save each month and each year by moving from your current rate to a new one, with a fee break-even on a capital repayment basis. Open calculator Second home mortgage calculator See an indicative borrowing range for a second home, on your income at 4.5 to 5 times income after your existing main-home mortgage. Affordability only. Open calculator Stamp duty calculator Work out the stamp duty land tax due on a property purchase. Opens on the main Mortgage One site. Open calculator
Every figure is illustrative only. It is not a quote, offer or advice. Actual borrowing is subject to full lender assessment and status.
Find the figure that moves your application
Check Your EligibilityThink carefully before securing your debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.